Colorado

This just in via Connect for Health Colorado:

One Month In, More Than 4,000 Coloradans Sign Up During Exchange's Uninsured Enrollment Period

DENVER – 4,683 previously uninsured Coloradans signed up for a 2021 health insurance plan through Colorado’s Exchange between Monday, February 8 and the end of day Friday, March 5. That’s more than 1,000 new medical enrollments each week during the first month of Colorado’s Uninsured Enrollment Period.

That's an average of 180/day over 26 days for Colorado. I don't know exactly how many Special Enrollment Period (SEP) enrollees they had during the same time period in prior years, but I can estimate based on their monthly dashboards:

This was probably inevitable: via Connect for Health Colorado (email):

Colorado to Re-Open Enrollment for Individual Health Insurance 

DENVER – Today, President Joe Biden issued an Executive Order that re-opens enrollment on the Affordable Care Act marketplaces. While the order pertains to states that use the federal exchange, HC.gov, Colorado’s exchange, Connect for Health Colorado will mirror the order by re-opening enrollment.

Coloradans without health insurance will be able to enroll in coverage through C4HCO.com between Feb. 8 - May 15, 2021. Health insurance coverage will begin on the first day of the month following plan selection. This Special Enrollment period is for people who are without health insurance and begins a week earlier than the federal exchange.

The wording of this is important: This SEP is for uninsured residents specifically; presumably it is not open to those who are simply looking to switch from one ACA policy to another. My guess is there will be a checkbox or whatever for enrollees to attest that they do not currently have health insurance coverage.

via Connect for Health Colorado (by email):

Nearly 180,000 Coloradans Signed Up for Health Insurance through the Marketplace 

DENVER – 179,661 Coloradans signed up for a health insurance plan by the end of the Open Enrollment period, according to preliminary data released today by Connect for Health Colorado®. This is about 8 percent above last year’s end of Open Enrollment total. 69% of the customers who enrolled in a 2021 plan qualified for financial help to reduce their monthly premium. 

“I’m pleased that so many people took advantage of this year’s enrollment period,” said Chief Executive Officer Kevin Patterson. “It’s essential that we all have health coverage in place to protect ourselves and our families this year.” 

Outside of the Open Enrollment period, Coloradans can still sign up for a health insurance plan through the Marketplace if they experience a Qualified Life Event, like losing job-based insurance, losing Health First Colorado (Medicaid) coverage or due to certain family and income changes. Residents can continue to get help signing up for coverage from certified Brokers and community-based Assisters. 

via Connect for Health Colorado:

Colorado Sees 9% Increase in Health Insurance Marketplace Enrollments Ahead of Jan. 15 Deadline

DENVER — A year-over-year comparison shows Connect for Health Colorado enrollments are currently trending 9 percent higher. Nearly 172,000 people so far have signed up for a health insurance plan through the state’s official marketplace, surpassing last year’s Open Enrollment Period total of 166,850 sign ups.

Hmmm...172,000 is actually only 3.1% higher than 166,850, but I'm assuming they mean it's 9% higher than the number of 2020 enrollments as of January 6th. A 9% final increase would require a final 1/15 tally of around 181,866, so they'll need to tack on another 10,000 or so in the final 9 days.

But there is still time to enroll. With the Jan. 15, 2021 enrollment deadline approaching, Coloradans have just over a week left to choose a plan for coverage that will start Feb. 1.

Last week I wrote about how my friend Laura Packard, along with up to 44,000 others, is in serious danger of losing access to critically important cancer treatment and other services due to a falling out between one of the largest health insurance carriers and one of the largest medical centers in Colorado:

Denver-area Anthem customers on Colorado exchange forced to switch doctors

DENVER (KDVR) — Laura Packard was diagnosed with stage 4 Hodgkins-Lymphoma cancer in 2017. The 44-year-old moved from Nevada to Colorado in 2019 for one reason: the state’s heath insurance exchange that provides affordable options to individuals who otherwise can’t get coverage.

Doctors at UCHealth have continued to treat Packard to make sure she stays cancer-free.

This is interesting...via Connect for Health Colorado:

DENVER – Connect for Health Colorado®, the official health insurance marketplace for Coloradans, has formally launched a Public Benefit Corporation (PBC).

The PBC will offer health care ancillary products and services across the state as well as work to increase Coloradans’ health literacy.

This new organization will be a wholly-owned subsidiary of Connect for Health Colorado and will be a separate entity from Connect for Health Colorado.  It will not affect residents’ ability to buy Qualified Health Plans and apply for financial help through our Marketplace.

On the surface, the purpose of this PBC seems a bit vague...it sounds like it has something to do with the ACA Navigator program to help people shop for insurance on the exchange, to help them enroll in Medicaid and so forth...and those may still be part of its mission.

However, the more important part is this:

I first wrote about Laura Packard here 3 1/2 years ago when she was first diagnosed with Hodgkins, though I've known her personally for a good 15 years or so. When she was diagnosed, her outlook was bleak; fortunately, she has since recovered and is now doing great:

In the spring of 2017, I was diagnosed with cancer (stage 4 Hodgkin’s Lymphoma). After a grueling 6 months of chemotherapy and a month of radiation treatment, I am in remission. For now. Hopefully forever.

The Affordable Care Act saved my life. But all the time I was fighting cancer, I had to fight my own U.S. Senator and my President in order to keep my health insurance. The day after my first chemotherapy session, the Republican House voted to dismantle the ACA. The “skinny repeal” of Obamacare was voted down in the Senate by one vote a couple days before my 7th chemo session. And the day after my 15th radiation session, I was thrown out of my (former!) U.S. Senator’s public forum for asking him about his health care record.

It's turned into an annual tradition: The official annual ACA Open Enrollment Period (OEP) runs from November 1st - December 15th, but most of the state-based ACA exchanges have later deadlines. hThen, right around the 12/15 point, it begins: One by one, some of the state-based exchanges announce further extensions of their deadlines to #GetCovered for the upcoming year.

In some cases they simply bump out the deadline for coverage starting in January, with the final "hard" deadline for February or March coverage staying where it is. In other cases they were never allowing Open Enrollment start dates past January to begin with, so it's the hard deadline which is being extended.

In any event, here's this year's batch of announcements; note that this list could grow longer over the next week or two:

via Connect for Health Colorado:

Connect for Health Colorado Offers Coloradans Through Dec. 18 to Enroll in Health Insurance Starting Jan. 1

DENVER — To help as many people as possible sign up for health insurance that begins on the first day of 2021, Connect for Health Colorado has decided to extend the deadline for January 1 coverage to this Friday, Dec. 18.

“Too many Coloradans have been left unemployed, uninsured and are struggling to get by as the pandemic grows,” said Chief Executive Officer Kevin Patterson. “By giving people a few extra days this week to get the coverage they need right on January 1st, we can ease some of the strain people are feeling. Financial help is available to reduce costs and local experts can also provide free enrollment assistance.”

Access Lower Premiums and Health Care Costs

via Connect for Health Colorado:

Marketplace Enrollments Trending Higher During Pandemic; Deadline for Jan. 1 Coverage Approaches

DENVER – Through Dec. 6, more than 148,000 Coloradans have signed up for a health insurance plan through Connect for Health Colorado. Initial enrollment totals show that more Coloradans are getting covered this Open Enrollment Period as the pandemic grows in Colorado. 

“I’m encouraged that so many people have signed up for a medical plan that will give them the coverage they need. I hope this also gives them some peace of mind going into the new year,” said Chief Executive Officer Kevin Patterson. “I urge Coloradans who haven’t enrolled yet to take advantage of the free enrollment assistance we offer. We’re here to help as many Coloradans as possible get covered for January 1st.”

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