New Hampshire: Preliminary avg. unsubsidized 2024 #ACA rate changes: 3.1%

The good news about New Hampshire's health insurance market is that they're the only state without its own ACA exchange which produces publicly-accessible monthly reports on individual on-exchange market enrollment. The bad news is that they don't seem to publish the actual rate filings in an easy-to-read format, which means I'm left with the federal rate review website, which sometimes posts average rate requests which don't match up with the actual filings...but it's gonna have to do here. 

With these two data sources in hand, New Hampshire's individual market carriers are asking for a weighted average increase of 3.1%. It's important to note that Anthem Health Plans and Matthew Thornton Health Plan are listed as separate carriers on the federal Rate Review website (with separate average rate requests), but on the state's monthly report, they're merged into a single listing.

With no way of knowing what the actual enrollment breakout is between these two, I'm assuming a 50/50 split. Their requested rate changes aren't that far apart anyway (5.4% vs. 4.3%), so this shouldn't really make much of a difference.

As for the NH small group market, the unweighted average rate change being asked for there is a 9.4% increase.

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