This is very interesting. ACA Open Enrollment deadline extensions have become kind of a running joke over the years, but for the most part they've been restricted to the December deadlines. the states with deadlines already extending into January have stuck with them for the most part...until this year.
A few days ago, New York State of Health announced that they're extending their final enrollment deadline (for March 1st coverage) by a week, until midnight on Friday, February 7th.
California and New York have both released updated 2020 Open Enrollment numbers, so I figured I'd update my spreadsheet one more time before the final data is released. This time I've included a smaller secondary table at the bottom which adjusts the Federal and State-based exchange numbers for Nevada.
OFFICIALLY, HealthCare.Gov enrollment is down nearly 128,000 people this year, but that's not fair because Nevada broke off of HC.gov onto their own full state-based exchange platform this year. When you adjust for that, HC.gov is only down 119,000 people for the remaining 38 states. Meanwhile, the state-based exchanges are officially down 2,900 at the moment, but again, with Nevada joining them, they're actually down around 8,900.people.
That leaves the missing enrollment data from five states. Rhode Island and Vermont haven't released any data...I'm assuming they'll both be very close to last year (call it at least 33,000 and 24,000 respectively). I'm assuming New York + DC will be good for perhaps 3,000 more enrollees combined in their final days. And California will likely tack on another 30,000 or so in their final 2 days of Open Enrollment.
Press Release: New Yorkers Have More Time to Get Covered in 2020: NY State of Health Open Enrollment Deadline Extended to February 7
Enroll Now for Affordable, High-Quality Health Coverage in 2020
Free, In-Person Enrollment Help is Available: Click Here to Find a NY State of Health Certified Assistor
ALBANY, N.Y. (January 28, 2020) – NY State of Health, the state’s official health plan Marketplace, announced that consumers will have an additional week to enroll in a Qualified Health Plan (QHP) for 2020. The Open Enrollment deadline has been extended until February 7 to give consumers more time to enroll. NY State of Health’s Customer Service Center representatives and in-person assistors are available to help individuals find the best plan for themselves and their families.
Certified In-Person Assistors Provide Enrollment Opportunities at MLK Day Events Across the State Leading up to January 31 Enrollment Deadline
ALBANY, N.Y. (January 16, 2020) – NY State of Health, the State’s official health plan Marketplace, today announced participation in several Dr. Martin Luther King, Jr. Day events being held throughout the State. Certified In-Person Assistors will be at events celebrating the legacy of Dr. Martin Luther King, Jr. to ensure New Yorkers have access to high-quality, affordable health care and to answer questions regarding enrolling or re-enrolling through the Marketplace. All events are open to the public.
“We are excited to meet New Yorkers at events celebrating Dr. Martin Luther King, Jr. to help them find a quality, low-cost health plan during Open Enrollment,” said NY State of Health Executive Director Donna Frescatore. “Enrollment in a 2020 Qualified Health Plan runs through January 31, and our participation in these events offers New Yorkers another opportunity to complete the enrollment process.”
Incomplete numbers have been released for California, Colorado, Connecticut, the District of Columbia, Massachusetts and New York, all of which still have ongoing Open Enrollment, and I'm still waiting on any enrollment data for Rhode Island or Vermont.
With all that in mind, here's a state-by-state breakout showing where things stand as of today, Jaunary 9th. The states have been sorted from worst-performing to best, although obviously the 8 states with partial or no data are misleading (vice-versa for the bar graph).
Nevada’s State Based Exchange Announces Enrollment Figures for Plan Year 2020
Carson City, Nev. – The Silver State Health Insurance Exchange (Exchange), Nevada’s state agency that helps individuals get connected to budget‐appropriate health coverage through the online marketplace, Nevada Health Link, enrolled 77,410 Nevadans during Open Enrollment for Plan Year 2020. The Exchange's seventh Open Enrollment Period ended Dec. 15, 2019 and included an extension for consumers who started the enrollment process on or before Sunday, Dec. 15 to complete their application by Friday, Dec. 20.
...More than 486,000 individuals have been determined eligible for the new state subsidy, including about 23,000 in the 400 to 600 percent range of the federal poverty level, which could extend to an individual making up to $74,940 and family of four with a household income of up to $154,500. Of those in this income range who have signed up through Covered California, 44 percent have been found eligible for the state financial assistance.
...If I'm following correctly, the total breakout is:
777,000 = either 138 - 200% FPL or not eligible for any subsidies
463,000 = 200 - 400% FPL; receiving both federal & state subsidies
23,000 = 400-600% FPL; receiving state subsidies only
The press release also broke out the household average for the new/expanded subsidies: